#car loan rates
Manage Your Auto Loan
*Annual Percentage Rates (APRs) and subject to change without notice. 1.49% is for highly qualified applicants who meet requirements for 0.75% maximum discount (0.50% off for auto-payment plus 0.25% off for purchasing the financed vehicle with NIHFCU s Car Buying Service. powered by TrueCar). Other great rates available. Final rates and terms for approved applicants depend on credit and payment history, payment method and other factors which may be lawfully considered. If automatic payment ceases before the loan is paid in full, the rate will increase by 0.50%. Maximum discount on base rate is 0.50%. Certain restrictions may apply. Rates and offers subject to change or cancellation at any time.
Payment example: Loan amount of $20,000 at a rate of 1.49% APR for 48 months would have a monthly payment of $429.47.
1 A 90-day deferral of the first payment is an option available on all auto loans. Deferring a payment will delay the payoff of your loan, and result in additional finance charges if you only make minimum payments. You need to make up the deferred payments. The 90-day deferral program is subject to change at any time; restrictions apply.
2 Skipping a payment will delay the payoff of your loan, and result in additional finance charges if you only make minimum payments. You need to make up the payment skipped. Auto loan skip-a-pay program is subject to change at any time; restrictions apply. Complete the Payment Vacation form to enroll.
3 New Auto loan-to-value (LTV) is based upon the MSRP and is defined as an auto that has not been titled. Used Auto LTV is based upon NADA retail value.